How Affirm Works

We are pleased to offer our customers the ability to finance their new bean machine with the help of our financing partners at Affirm. 

How It Works
1. Select "Affirm" at checkout
2. Apply online
3. Enjoy your purchase

All You Need:
-Canadian Resident
-Canadian bank account/Visa or Mastercard credit or debit card
-Canadian permanent resident or citizen - 18 years of ago (AB, MB, ON, PEI, QC, SK)/19 years of age (BC, NB, NT, NS, NU, YK)

To Use This Service:
-Add items to your bag and checkout as normal
-Select "Affirm" as your preferred method of payment
-Enter your details with Affirm and voila!
-Your payment schedule will be emailed to you

Other Things to Note:
-Your first payment will me made at the time of purchase, with the remaining payments over the determined pay period.
-If you return an item, your payment plan will be cancelled and you will be refunded any payments you have already made.
-If you fail to make a payment, you will be charged a late payment fee of $10

Disclosure: For consumer use only - terms apply.

Transactions are subject to approval by Affirm. Estimated monthly payments amount excludes taxes, shipping, and other fees. Your monthly payment amount, the interest you will pay, and the loan terms available may vary depending on the individuals personal credit profile.

Repayment Schedule Examples:

Scenario 1 - "Pay Over 6 Payment Options"

 
Purchase Amount $1,999.99
Monthly Payment $333.33
Number Of Payments 6
Total Interest Charges $0
Total Processing Fees $0
Total Cost Of Borrowing $0
Total Repayment Amount $1,999.99
Annual Percentage Rate (APR) 0% APR

 

Scenario 2 - "0% APR Interest over 12 months"

 
Purchase Amount $1,999.99
Monthly Payment $166.58
Number Of Payments 12
Total Interest Charges $0
Total Processing Fees $0
Total Cost Of Borrowing $0
Total Repayment Amount $1,999.99
Annual Percentage Rate (APR) 0% APR

 

Payment options through Affirm Canada Holdings Ltd. ("Affirm). Your rate will be 0 -31.99% APR (where available and subject to provincial regulatory limitations.  APR offered is based on creditworthiness and subject to an eligibility check.  Not all customers will be eligible for 0% APR. Payment options depends on your purchase amount, may vary by merchant. and may not be available in all provinces/territories.  Actual payment option terms will be shown at checkout.  A down payment (or a payment due today) may be required.  Affirm accepts debit cards and PAD as forms of repayment on payment options.  Select payment options may be eligible for repayment in the form of credit cards.  Please review the terms and conditions of your credit car when using it as a form of repayment.  Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $200 every 2 weeks.  For more information, please see https://www.affirm.com/en-ca/how-it-works.